Empire State Bank: From The Vault Podcast

Homebuying 101: Everything You Need to Know!

Check out the latest episode of Empire State Bank’s "From the Vault" podcast! Join CEO Phil Guarneri as he sits down with Alexandria Vale, Loan Officer at Empire State Bank, and Michelle Nicolo, Associate Broker at DeFalco Realty, to share expert tips and real-world advice for first-time homebuyers.
Discover the essential steps to getting prequalified, choosing the right home, and assembling a trusted team of professionals including lenders, realtors, attorneys, and inspectors. Learn about common pitfalls to avoid, the importance of honesty and communication throughout the process, and what “clear to close” really means.
Whether you’re just starting your home search or ready to make an offer, this episode breaks down the complexities of homebuying into simple, actionable guidance. Like, share, and subscribe to the Empire State Bank's YouTube channel for more episodes from "From the Vault." Subscribe here: https://www.youtube.com/@EmpireStateBank?sub_confirmation=1 

Your Blueprint for Building a Thriving Business: Empire State Bank's From The Vault Episode 5

In this episode of From The Vault presented by Empire State Bank, CEO Phil Guarnieri speaks with Nicole Bulcroft, of DeSantis, Kiefer, Shall & Sarcone, LLP, and James Thomson, Esq. of Thomson Law PLLC about what it really takes to start, grow, and sustain a successful business.
Whether you're launching your first venture or leveling up an existing one, this conversation is packed with real-world guidance you can learn from.
Don’t forget to like, comment, and subscribe for more stories of business success and the importance of supporting the community you serve.
Learn More About Empire State Bank Here: https://page.esbna.com/empirestatebank

How Community Drives Business: Empire State Bank's From The Vault Episode 4

Empire State Bank CEO Phil Guarnieri joins James Vavas and Errol Novello from The Third Avenue Merchants Group to discuss how Bay Ridge’s business community continues to grow through collaboration, local events, and the organization's commitment to neighborhood growth. 
Be sure to check out this episode of From The Vault, Presented By Empire State Bank, and don’t forget to like, comment, and subscribe for more stories of business success and the importance of supporting the community you serve.
Learn More About Empire State Bank Here: https://page.esbna.com/empirestatebank
Learn More About The Third Avenue Merchants Group Here: https://www.merchantsofthirdave.com

How Culture Fuels Growth: Empire State Bank's From The Vault Episode 3

Unlock the secrets of business growth and community impact in this episode of "From The Vault," presented by Empire State Bank!
CEO, Phil Guarnieri, sits down with Queeny Duong and Jean Zhou, President & Vice President of the Asian Real Estate Association of America (AREAA) Brooklyn Chapter, to discuss the power of networking, the importance of education, and the evolving real estate landscape in Brooklyn and Staten Island.
Whether you’re a real estate professional, entrepreneur, or community member, you’ll gain valuable insights on market trends, the benefits of being part of a larger business organization, and how culture fuels growth.
Don’t forget to like, comment, and subscribe for more stories of business success and the importance of supporting the community you serve.
Learn More About Empire State Bank Here: https://page.esbna.com/empirestatebank
Learn More About AREAA of Brooklyn Here:
https://www.areaa.org/brooklyn

Banking On Success, An Entrepreneur's Journey: Empire State Bank's From The Vault Episode 2

Ever wondered what it takes to go from one small business to building an entire empire?
In this episode of From the Vault, presented by Empire State Bank, we sit down with Chef Peter Botros, an entrepreneur who turned a single restaurant into multiple brands with over a dozen locations. His journey is filled with lessons on business, growth, and the power of strong community and partnerships.
Whether you’re an entrepreneur, a foodie, or just want a behind the scenes look at what it takes to be successful, this conversation is for you!
Don’t forget to like, comment, and subscribe for more stories of business growth and community impact from Empire State Bank.
Learn More About Empire State Bank Here: https://page.esbna.com/empirestatebank
Watch The Full Episode Here: From The Vault: Episode 2

Building An Empire! The History of Empire State Bank!

Discover the inspiring story behind Empire State Bank's founding, its 20-year journey, and how a community-first approach sets it apart.
Hear real stories of going above and beyond for customers, learn about their commitment to financial education, and get a sneak peek at what’s coming in future episodes.
Whether you’re a business owner, community member, or just curious about what makes a great bank, this episode is packed with insights. Don’t miss it!
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